How Do I Know If My Roof Has Hail Damage?

Look inside gutters and at the base of downspouts for loose granules. Hail knocks granules off shingles, and rain washes them into the gutters. A buildup of small, sand-like particles is a common clue that your roof has taken a hit.

Also inspect any outdoor objects like patio furniture, AC units, or cars for dents. If those show impact marks, your roof likely has similar damage. Remember, hail damage can be uneven, so one side of the roof may be affected more than another.

• Look for round dents on shingles
• Check for cracked or split shingles
• Find bare spots where granules are missing
• Inspect gutters for granule buildup
• Examine downspouts for debris
• Check outdoor items for dents

Take photos of any damage you spot, both from the ground and up close if you can safely reach. Note the date of the storm and the areas affected. This documentation helps you track the condition and supports any insurance claim you might consider.

Keep a record of what you observe, including any leaks or stains. Policies vary, and your insurer decides what is covered. Check your policy to understand your coverage and what steps you may need to take.

If you suspect hail damage but cannot get a pro right away, take steps to protect your home. Place buckets under any active leaks and move furniture away from affected areas. If you have a tarp, you can cover a small damaged section, but only if it is safe to do so.

Do not attempt to climb onto a steep or wet roof yourself. Your safety comes first. A pro can handle the inspection and any temporary repairs, reducing the risk of injury and further damage.