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What Does Hail Damage Look Like on Different Roof Types?

Last updated October 26, 2026

The short answer

Asphalt Shingles

Asphalt shingles often show hail damage as dark, round marks where the granules are knocked away. You may also see cracks or splits in the shingle surface. These spots can look like small bruises or bare patches on the roof. Hailstones vary in size, so the impact marks can range from tiny dimples to larger, more obvious dents. Even a single strong hit can create a weak point that may not be visible from the ground.

Check for missing shingles or pieces that have lifted up. Even a small crack can let water seep into the roof deck and eventually into your attic or ceilings. If you notice any of these signs, consider having a local water damage pro inspect the area to catch leaks early. The sooner you address the issue, the less likely you are to deal with rot, mold, or structural concerns later.

Metal Roofs

Metal roofs can dent easily under hail impact. Look for round dents or creases, especially on flat panels. Sometimes the protective coating gets scratched, leaving bare metal that can rust over time. Rust can spread under the paint and weaken the metal, so catching these spots early is important. Even small dings can trap water and lead to corrosion.

Check seams and flashing for separation or popped fasteners. Hail can loosen these areas, making them vulnerable to wind-driven rain. If you spot dents or scratches, a roof leak repair service can help prevent water intrusion. Pay attention to areas around vents, chimneys, and skylights, as these are common trouble spots.

  • Round dents or dimples on panels
  • Scratches or missing paint coating
  • Loose or popped fasteners
  • Separated seams or flashing
  • Punctures in thin gauge metal

Tile Roofs

Clay and concrete tiles can crack or chip when hit by hail. Look for broken edges, hairline cracks, or pieces that have fallen off. A cracked tile may not leak right away, but it can allow water in later. The underlying underlayment is your next layer of defense, but it can only do so much if the tile is compromised.

Inspect the area around the crack for loose fragments. Also check the underlayment beneath the tiles for any damage. If you find broken tiles, replacing them soon can prevent more serious water damage inside your home. Tiles can also shift or slide out of place, so make sure they sit snugly and are not lifted or displaced.

  • Cracked or chipped edges
  • Broken or missing tiles
  • Hairline fractures on surface
  • Loose tiles that move underfoot
  • Debris in gutters from tile pieces

Flat Roofs

Flat roofs, often made of membrane or built-up materials, can show hail damage as punctures or tears. Look for small holes, blisters, or areas where the surface feels spongy. These signs suggest the waterproof layer may be compromised. Blisters can form when moisture gets trapped under the membrane, and hail can pop them open, creating an entry point for water.

Check around roof drains and seams for lifting or separation. Hail can also dislodge gravel or ballast, exposing the membrane. If you see any punctures, a water damage assessment can help determine the extent of the issue. Standing water after a storm can make it harder to spot damage, so try to inspect when the roof is dry.

After the Storm

After a hailstorm, walk around your yard and look for roof debris like shingle granules, tile pieces, or metal fragments. This can give you a clue about the damage even if you cannot see the roof clearly from the ground. Also check gutters and downspouts for clogs caused by granules or small pieces. This debris can block water flow and cause overflow.

If you live in a humid climate, any roof leak can quickly lead to mold growth. So if you suspect hail damage, act fast. Consider scheduling a water damage inspection to catch problems early. Even a small leak can cause significant damage over time, so addressing it promptly is a smart move.

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Frequently asked questions

How can I tell if hail damage is serious?

Check for exposed underlayment, punctures, or large cracks. If you see any, water can get in. Also look for interior signs like water stains on ceilings. A professional inspection can help you decide.

Will my insurance cover hail damage?

Policies vary, and your insurer decides what is covered. Hail damage is often included in standard homeowners policies, but you should check your policy documents. Document the damage with photos and contact your insurance company for guidance.

Can I fix hail damage myself?

Small cracks or missing granules might be sealed with roofing cement, but larger issues need a pro. Punctures or broken tiles are the right work for a roofing professional. Attempting repairs without proper training can lead to more damage.

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